Real-time
Fraud scoring
Wallet
Mobile payment signals
Proof
Auditable fraud actions
Domain controls
Built on the same Sentinel pipeline
Velocity spikes
Flag bursts by account, device, merchant, and channel.
Wallet anomalies
Watch new-device wallet usage, token changes, and unusual spend.
False-positive control
Escalate borderline cases instead of blanket declines.
Decision flow
From request to signed verdict
Collect signalsAmount, device age, wallet channel, merchant, and customer history.
Score fraudCompute policy-aware fraud risk and contributing factors.
Route actionApprove, step up, escalate, or veto based on threshold.
Sign outcomeReturn a verifiable fraud decision receipt.